Loans

HOLIDAY LOANS

Let LFCU help with your Christmas Cash..... we can put the jingle in your pocket to make your Holidays merrier. Apply online and fax your last paystub to 458-2682.

AVAILABLE FROM NOVEMBER 1ST THRU DECEMBER 31ST EACH YEAR.

___________________________________________________________________

WHEN SUBMITTING YOUR APPLICATION. FAX A COPY OF YOUR PAYSTUB &
ANY OTHER HOUSEHOLD INCOME TO: (502) 458-2682.

Home Equity Line of Credit Loan

Lines of Credit available up to $200,000.00*

With our Home Equity Line of Credit new loans of $10,000 or more Rates as low as 3.75%* APR

NEW INTRODUCTORY RATE of 3.50%*

Imagine the possiblities!

Home improvements, Go on vacation, pay for childrens education, consolidate bills, have a little extra cash handy for those unexpected emergencies.

Sumbit your application, and then call the Credit Union

for other documentation needed to process your loan.

*3.75% Annual Percentage Rate is adjustable and of current prime rate 3.25% plus +.50%APR. Rates subject to change on April 1st and October 1st. Actual rate based on credit score. Interest cannot increase more than 2% per calendar year. Ceiling 12% APR/Floor 3.75%APR. First advance minimum of $10,000—Maximum 200,000.00. Amounts Based on 80% Loan to Value. Primary Resident Only. Appraisal fee applie. 3.50% introductory rate for new HELOC where for a minimum of the first year of your loan, after a minimum of a year your rate will change on eith 4/1 or 10/1 whichever comes first to the current prie rate + our current advertised margin.

Auto Loans

NEW & USED VEHICLES

RATES AS LOW AS.....CLICK HERE TO SEE THE GREAT RATES!

We make your car buying experience a breeze. Finance your new or used car, truck or van at your Credit Union. We offer flexible financing terms and competitive rates. For more information please contact a representative at the credit union.

WHEN SUBMITTING YOUR APPLICATION ONLINE YOU WILL NEED TO FAX
(502 458-2682) A COPY OF:
                                           *THE WINDOW STICKER (if new vehicle)
                                           *PURCHASE ORDER
                                           *INCOME VERIFICATION
                                           *PROOF OF INSURANCE ON YOUR EXISTING VEHICLE
                        PLEASE INCLUDE YOUR EMAIL ADDRESS IN CASE WE NEED TO CONTACT YOU.

Click on the safe to see about extra protection for your auto loan!

Get additional peace of mind and protection for your auto loan with optional coverage:

Credit Life and Credit Disability Insurance - Extra insurance coverage to protect you against life's unexpected problems. You never know what the future can hold so it's better to be safe.

GAP Insurance - Most insurance companies only cover the current value of your vehicle if it's stolen or in an accident and they declare the vehicle a total loss. If your loan balance is higher than that value then you could be responsible for the difference. GAP insurance will cover the "gap" between the vehicle's value and the amount you still owe on the loan.

Route 66 Extended Warranty protects you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts and labor. All of our plans come with Rental car allowance and 24 hour/7 days a week Emergency Roadside Service.

ALREADY FINANCED AT ANOTHER LENDER? If your auto loan is with a bank or other financial institution, we may be able
to refinace your loan at a lower rate and reduce your monthly payment without extending the loan term. Stop in today or give us a call for a money saving quote.

Must meet credit requirements.

Submit application and then, call the Credit Union

Fixed Mortgages as low as 2.99% APR* ---> See here for details!

SPECIAL OFFER; NO CLOSING COST on financing of $10,000.00 or more. Appraisal fee not included in zero closing cost. Borrow up to $200,000.00 not to exceed 80% of home equity for up to 15 years.

Call today for great low rates.

For documentation needed with application please call 502 458-2681.

Must meet Credit Requirements.

Pack your Bags and Ready, Set....GO. Time to sit back and get a little Rest and Relaxation. Perhaps, it's time to take that well deserve vacation you keep putting off.

Apply for up to $1,500.

Submit your application and fax proof of income to 502 458-2682
Must meet Credit Requirements.