Privacy Statement

PRIVACY STATEMENT <----- click here for details.

Because our Members' Safety is Our Concern

LOUISVILLE FEDERAL CREDIT UNION
PRIVACY POLICY

WHAT DOES LOUISVILLE FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand Louisville Federal Credit Union’s Privacy Policy.

At Louisville Federal Credit Union, we respect the privacy of our members. We recognize the importance of maintaining the confidentiality of your personal financial information. This notice describes the privacy policy and practices followed by Louisville Federal Credit Union. This notice explains what types of member information we collect and under what circumstances we may share it.

What? The types of personal information we collect and share depend on the accounts or services you have with us. This information can include:
* Name, address, Social Security number, and income
*Account balances and transaction history
*Credit history and credit scores
When you are no longer our member, we will not share your information except as permitted or required by law as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Louisville Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

Reason we can share your personal information:
Does Louisville Federal Credit Union Share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes

No

For our marketing purposes—
to offer our products and services to you
Yes

No

For joint marketing with other financial companies
Yes

No

For our affiliates’ everyday business purposes—
information about your transactions and experiences
No

We do not share

For our affiliates’ everyday business purposes—
information about your creditworthiness
No

We do not share

For nonaffiliates to market to you
No

We do not share

Questions?Call (502) 458-2681, send us an email at louisvillefcu.com or write to us at: Louisville Federal Credit Union, PO Box 33303, Louisville, KY 40232-3303.

What we do
How does Louisville Federal Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.

How does Louisville Federal Credit Union collect my personal information?

We collect your personal information, for example, when you
*open an account or apply for a loan
*apply for any credit union service
*you visit our website, provide us information on any online application or transaction, or information you send to us by email.
* use your debit card or pay your bills
*make deposits to or withdrawals from your accounts

We also collect your personal information from others, including credit bureaus or other companies.

Why can’t I limit all sharing?

Federal law only gives you the right to limit information sharing as follows:
* sharing for affiliates’ everyday business purposes—information about your creditworthiness
* affiliates from using your information to market to you
*sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
* Louisville Federal Credit Union does not have any affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
* Louisville Federal Credit Union does not share with nonaffiliates so they can market to you, except for our joint marketing arrangements.
Joint marketing A formal agreement between Louisville Federal Credit Union and a nonaffiliated financial company where we jointly market financial products or services to you.
* Our joint marketing partners include insurance companies.